When winds blow coldly through the dell, and the old church bell is heard ringing out from those mossened and withered stones of the steeple, when the cruel howl of unseen terror flits through your dreams, and its memory follows you throughout your day, when the things that shouldn’t be are, and the unseen shadows move about in strange ways, then perhaps you’ll consider Horror Insurance. We insure you against anything from hauntings to alien abduction. Check out our discount on 80s slashers where if you prove to have a measurable IQ at all, we slash that price in half.